[00:00.00]Uh, this was in the mailbox. [00:03.47]Still? It came a couple days ago, and I left it there, hoping that the mailman would take it back. [00:10.00]It's from your credit card company, says "Final notice", all capital letters. [00:14.40]I know,they ruined the color pink forever. [00:17.27]How did this happen? [00:18.50]Well, I was all set to make the minimum payment of $150. [00:23.69]And? [00:25.60]Mark Jacobs ankle boots, 60% off! [00:28.35]You got let me help. Can I loan you the money? [00:30.55]No, I can't take the money.