Bills, final demands, unopened bank statements that fill you with dread, sound familiar, then you're suffering from financial phobia. There are 9,000,000 people who are happy to withdraw cash to spend it, but they avoid opening their bank statements or getting a bank balance because they're petrified of discovering what state their finances are in. I don't know what my overdraft's standing at. I just stuff my bank statements unopened into my filing box, and then eventually I get a letter telling me I've run out of money. Sometimes I put my statements to one side 'cos I'm scared of opening them, because I'm never actually sure how much money I actually have in the bank, 'cos sometimes my overdraft says I have more much, more money than what I actually have. I just try to avoid my bank balance as much as I possibly can. Just, yeah, I don't wanna know how much money I have. The new research says the number of financial phobes is growing, with women, fearing their finances the most. We knew they were having problems, feeling very, in extreme cases, very strong emotional reactions of guilt, anxiety, feeling physically sick or having heart palpitations, and we wanted to know why that was happening. And is it going to get any worse, do you think? We think it might be. We don't yet have a historical perspective on it, it's a very new finding, but we've noticed it's particularly prevalent among young people and if they keep this same attitude and aversion to finance as they go through their lives, then it's going to mushroom in the general population, and at the same time it seems that personal finances are getting more complex, new products coming on to the market, and we think that's an important part of contributing to the problem. And if your finances are out of control, avoiding getting that bank balance won't help you get to grips with your debt. Marcia Hughes, BBC News.


账单，最后的催款信，未拆开的银行结算表，这一切让你充满恐惧。如果听上去很熟悉，那么你患上了财务恐慌症。有九百万人乐于取钱花钱，但逃避打开自己的银行结算表或得知银行余额，因为得知财务状况后，他们会吓一大跳。 我不知道透支到什么地步了。我只是把我的银行结算表原封不动地塞进文件箱，然后终有一天我收到一封信，告诉我钱花光了。 有时我把结算表丢到一边，因为我害怕打开它们，因为我实际上从来不清楚银行里实际有多少钱，因为有时候我的透支金额告诉我有的钱比，远远比实际有的钱多得多。 我只是尽可能尽量回避银行余额。只是，是的，我不想知道我有多少钱。 新的研究表明财务恐惧人数在不断增加，尤其是女性，最担心她们的财务。 我们知道他们遇到麻烦，在极端情况下，感到非常，非常，强烈情感反应，如内疚、焦虑，感到身体不适或心跳加速，我们想明白这是为什么。 而且这种情况会变得更糟，对吗？ 我们认为可能会是如此。 我们对此没有历史可鉴，它完全是个新发现，但是我们注意到年轻人中尤其普遍。如果年轻人整个一生都对财务持有不变的态度，憎恨不已的话，那么这一问题将在普通大众中迅速蔓延开来。以此同时，个人理财似乎会日益复杂，新产品降价面向大众消费者，我们认为那是与该问题有关的重要部分。 而且如果你财务失控，回避知道银行余额对于努力对付负债是没用的。英国广播之声 Marcia Hughes 的报道。